The country's housing market now offers more options for women seeking to own property through the expanded 'Women's Mortgage' program. The program provides financing for both new constructions and existing residences on the secondary market.

Program Details and Requirements

Key conditions for participating in the mortgage include a fixed annual interest rate, a maximum loan term, and a required down payment. The program is currently operational in the regions of Kyrgyzstan.

  • Interest rate: 9.75% per annum
  • Loan term: up to 25 years
  • Maximum loan amount: up to 7 million soms
  • Initial down payment: 10%
  • Family income requirement: 120 thousand soms per month
120thousand soms
2022start year
2025end year

Geographical Rollout

While the program is active in the regions, its launch in Bishkek and Osh is scheduled for the first quarter of 2027.

The program allows women to purchase not only apartments in new buildings but also ready-to-live housing on the secondary market.
Source: Nomad TV (YouTube)